Frost Dates for Panama City, FL 32404

Last spring frost February 26 · First fall frost November 30 · 277 frost-free days · USDA Zone 9a

ZIP 32404 has about 42,500 people, the largest of 6 ZIP codes in Panama City.

Very long season: 277 frost-free days. Spring frost risk spans February 5–March 18 (41 days). Fall frost risk spans November 4–December 7 (33 days).

Frost probability for 32404

Frost10%50%90%
Spring (last frost)March 18February 26February 5
Fall (first frost)November 4November 30December 7

Dates come from NOAA 1971–2000 freeze probabilities at WEWAHITCHKA (30.6 km away); the 50% date is the median year.

Frost dates by ZIP code in Panama City, FL

ZIPLast spring frost (50%)First fall frost (50%)Zone
32404February 26November 309a
32405March 5November 179b
32401March 5November 179b
32408March 5November 179b
32409March 5November 179a
32403February 26November 309b

Which crops fit a 277-day season in Panama City

In Panama City (277 frost-free days, a very long season), 30 of 56 planner crops fit outright, 25 get two plantings, 1 crop is perennial.

CropStart indoorsPlant out / sowDays you haveVerdictLast sow date
TomatoJan 22Mar 12–Mar 19235fits: 80 days to maturity, 235 available after Mar 12.Jul 31
PepperJan 15Mar 12–Mar 19235fits: 75 days to maturity, 235 available after Mar 12.Aug 5
LettuceJan 1Jan 29–Feb 5312two-plantings: Plant Jan 29 and again by Oct 9; both mature before Dec 7.Oct 9
Carrots—Feb 5–Feb 12319fits: 70 days to maturity, 319 available after Feb 5.Sep 28
CucumberFeb 5Mar 12–Mar 19249two-plantings: Plant Mar 12 and again by Sep 3; both mature before Nov 16.Sep 3
Beans—Mar 5–Mar 19263two-plantings: Plant Mar 5 and again by Sep 10; both mature before Nov 23.Sep 10
Peas—Jan 1–Mar 12340fits: 65 days to maturity, 340 available after Jan 1.Sep 19
ZucchiniFeb 12Mar 12–Mar 19249two-plantings: Plant Mar 12 and again by Sep 8; both mature before Nov 16.Sep 8
OnionDec 4Jan 29–Feb 12312fits: 100 days to maturity, 312 available after Jan 29.—
Spinach—Jan 1–Feb 19354two-plantings: Plant Jan 1 and again by Oct 28; both mature before Dec 21.Oct 28
KaleDec 18Jan 29–Feb 12326two-plantings: Plant Jan 29 and again by Oct 13; both mature before Dec 21.Oct 13
BroccoliJan 1Jan 29–Feb 12312fits: 80 days to maturity, 312 available after Jan 29.Sep 4
CabbageJan 1Jan 29–Feb 12326fits: 70 days to maturity, 326 available after Jan 29.Sep 28
Radish—Jan 1–Mar 26340two-plantings: Plant Jan 1 and again by Oct 29; both mature before Dec 7.Oct 29
Beets—Jan 1–Mar 26340two-plantings: Plant Jan 1 and again by Sep 29; both mature before Dec 7.Sep 29
Potatoes—Feb 12–Feb 19298fits: 90 days to maturity, 298 available after Feb 12.—
Garlic—Nov 30382overwinter: Plant Nov 30 to Dec 21; harvest the following summer.Dec 21
Strawberry—Jan 22–Mar 19333perennial: A perennial: plant Jan 22; it fruits from the following year and keeps producing for several years.—
CornJan 29Mar 5–Mar 12249fits: 75 days to maturity, 249 available after Mar 5.Aug 12
PumpkinFeb 12Mar 12–Mar 12242fits: 100 days to maturity, 242 available after Mar 12.Jul 18
CauliflowerJan 15Feb 19–Mar 5291fits: 75 days to maturity, 291 available after Feb 19.Sep 9
Swiss ChardJan 1Feb 12–Feb 12298two-plantings: Plant Feb 12 and again by Sep 29; both mature before Dec 7.Sep 29
Arugula—Jan 1–Mar 26354two-plantings: Plant Jan 1 and again by Oct 28; both mature before Dec 21.Oct 28
Brussel SproutsJan 1Jan 29–Feb 12326fits: 100 days to maturity, 326 available after Jan 29.Aug 29
Butternut SquashFeb 12Mar 12–Mar 19242fits: 100 days to maturity, 242 available after Mar 12.Jul 18
EggplantJan 8Mar 12–Mar 19235fits: 70 days to maturity, 235 available after Mar 12.Aug 10
OkraJan 29Mar 5–Mar 12256two-plantings: Plant Mar 5 and again by Sep 8; both mature before Nov 16.Sep 8
BasilJan 22Mar 19–Mar 19242two-plantings: Plant Mar 19 and again by Sep 3; both mature before Nov 16.Sep 3
Cilantro—Jan 29–Feb 19312two-plantings: Plant Jan 29 and again by Oct 4; both mature before Dec 7.Oct 4
ParsleyDec 18Mar 5–Mar 12277fits: 70 days to maturity, 277 available after Mar 5.Sep 14
CeleryDec 18Mar 5–Mar 19277fits: 120 days to maturity, 277 available after Mar 5.Jul 26
ScallionsDec 18Jan 29–Feb 12326two-plantings: Plant Jan 29 and again by Oct 8; both mature before Dec 21.Oct 8
Turnip—Jan 29–Feb 12326two-plantings: Plant Jan 29 and again by Oct 18; both mature before Dec 21.Oct 18
Kohlrabi—Jan 15–Jan 29340two-plantings: Plant Jan 15 and again by Oct 13; both mature before Dec 21.Oct 13
Bok ChoyJan 29Feb 19–Feb 26291two-plantings: Plant Feb 19 and again by Oct 9; both mature before Dec 7.Oct 9
CollardsDec 18Jan 29–Feb 12326two-plantings: Plant Jan 29 and again by Oct 8; both mature before Dec 21.Oct 8
CantaloupeFeb 12Mar 12–Mar 19235fits: 85 days to maturity, 235 available after Mar 12.Jul 26
ChivesDec 4Mar 5–Mar 12291fits: 90 days to maturity, 291 available after Mar 5.—
Dill—Jan 1–Mar 26340two-plantings: Plant Jan 1 and again by Sep 29; both mature before Dec 7.Sep 29
OreganoDec 18Mar 5–Mar 12291fits: 80 days to maturity, 291 available after Mar 5.—
RosemaryDec 4Mar 5–Mar 12277fits: 80 days to maturity, 277 available after Mar 5.—
SageJan 1Mar 5–Mar 12291fits: 75 days to maturity, 291 available after Mar 5.—
ThymeDec 18Mar 5–Mar 12291fits: 90 days to maturity, 291 available after Mar 5.—
CalendulaJan 15Feb 12–Feb 26298two-plantings: Plant Feb 12 and again by Oct 4; both mature before Dec 7.Oct 4
CosmosJan 29Feb 26–Mar 12263two-plantings: Plant Feb 26 and again by Sep 3; both mature before Nov 16.Sep 3
LavenderDec 4Feb 26–Mar 12298fits: 90 days to maturity, 298 available after Feb 26.—
MarigoldsJan 15Feb 26–Mar 5263two-plantings: Plant Feb 26 and again by Sep 13; both mature before Nov 16.Sep 13
MelonsFeb 12Mar 12–Mar 19235fits: 85 days to maturity, 235 available after Mar 12.Jul 26
Mint—Feb 26–Mar 12298fits: 90 days to maturity, 298 available after Feb 26.—
NasturtiumsJan 29Feb 26–Mar 5263two-plantings: Plant Feb 26 and again by Sep 8; both mature before Nov 16.Sep 8
Pole Beans—Mar 5–Mar 19256fits: 65 days to maturity, 256 available after Mar 5.Aug 29
Spaghetti SquashFeb 12Mar 12–Mar 19242fits: 90 days to maturity, 242 available after Mar 12.Jul 28
Sunflowers—Feb 26–Mar 12263fits: 70 days to maturity, 263 available after Feb 26.Aug 24
TomatillosJan 1Mar 5–Mar 12242fits: 75 days to maturity, 242 available after Mar 5.Aug 5
WatermelonFeb 12Mar 5–Mar 12242fits: 80 days to maturity, 242 available after Mar 5.Jul 31
Yellow SquashFeb 12Mar 12–Mar 19249two-plantings: Plant Mar 12 and again by Sep 8; both mature before Nov 16.Sep 8
ZinniasJan 29Feb 26–Mar 12263two-plantings: Plant Feb 26 and again by Sep 3; both mature before Nov 16.Sep 3

Month by month in Panama City

MonthWhat to do
JanuaryStart indoors: Broccoli (Jan 1), Brussel Sprouts (Jan 1), Cabbage (Jan 1), Lettuce (Jan 1), Sage (Jan 1), Swiss Chard (Jan 1), +14 more. Direct sow from: Arugula (Jan 1), Beets (Jan 1), Dill (Jan 1), Peas (Jan 1), Radish (Jan 1), Spinach (Jan 1), +3 more. Transplant from: Broccoli (Jan 29), Brussel Sprouts (Jan 29), Cabbage (Jan 29), Collards (Jan 29), Kale (Jan 29), Lettuce (Jan 29), +2 more. Plant: Strawberry (Jan 22).
FebruaryStart indoors: Cucumber (Feb 5), Butternut Squash (Feb 12), Cantaloupe (Feb 12), Melons (Feb 12), Pumpkin (Feb 12), Spaghetti Squash (Feb 12), +3 more. Direct sow from: Carrots (Feb 5), Potatoes (Feb 12), Sunflowers (Feb 26). Transplant from: Calendula (Feb 12), Swiss Chard (Feb 12), Bok Choy (Feb 19), Cauliflower (Feb 19), Cosmos (Feb 26), Lavender (Feb 26), +4 more. Last frost around February 26.
MarchDirect sow from: Beans (Mar 5), Pole Beans (Mar 5). Transplant from: Celery (Mar 5), Chives (Mar 5), Corn (Mar 5), Okra (Mar 5), Oregano (Mar 5), Parsley (Mar 5), +17 more.
AprilSuccession plant lettuce and greens. Keep beds weeded and watered consistently.
MayHarvest regularly to encourage production. Monitor for pests and disease.
JuneMidsummer: harvest beans, zucchini, cucumbers. Start brassica seeds indoors for fall.
JulyLast sowing dates: Butternut Squash (Jul 18), Pumpkin (Jul 18), Cantaloupe (Jul 26), Celery (Jul 26), Melons (Jul 26), Spaghetti Squash (Jul 28), +2 more.
AugustLast sowing dates: Pepper (Aug 5), Tomatillos (Aug 5), Eggplant (Aug 10), Corn (Aug 12), Sunflowers (Aug 24), Brussel Sprouts (Aug 29), +1 more.
SeptemberLast sowing dates: Basil (Sep 3), Cosmos (Sep 3), Cucumber (Sep 3), Zinnias (Sep 3), Broccoli (Sep 4), Nasturtiums (Sep 8), +13 more.
OctoberLast sowing dates: Calendula (Oct 4), Cilantro (Oct 4), Collards (Oct 8), Scallions (Oct 8), Bok Choy (Oct 9), Lettuce (Oct 9), +6 more.
NovemberDirect sow from: Garlic (Nov 30). First frost around November 30.
DecemberStart indoors: Chives (Dec 4), Lavender (Dec 4), Onion (Dec 4), Rosemary (Dec 4), Celery (Dec 18), Collards (Dec 18), +5 more. Last sowing dates: Garlic (Dec 21).

Frequently Asked Questions

What is the last frost date for Panama City, FL (ZIP 32404)?

The median last spring frost date for Panama City, FL (ZIP code 32404) is around February 26. This is the 50th-percentile date — meaning half of all years see frost end before this date. Use the 10% and 90% dates to understand the full range of risk in your area. One year in ten frost ends before February 5; one in ten it runs past March 18.

What is the first fall frost date in Panama City, FL?

The median first fall frost date for Panama City, FL is around November 30. Plan to harvest or protect frost-sensitive crops like tomatoes and peppers at least a week before this date to avoid losses. The first frost arrives around November 4 in the earliest one-in-ten years, so cover tomatoes and peppers from then.

How long is the growing season in Panama City, FL?

The frost-free growing season in Panama City is about 277 days. This window — from your last spring frost to your first fall frost — is when warm-season vegetables thrive. Cold-hardy crops like kale, spinach, and peas can extend your season by weeks on either side. In Panama City (277 frost-free days, a very long season), 30 of 56 planner crops fit outright, 25 get two plantings, 1 crop is perennial.

What USDA hardiness zone is Panama City, FL?

Panama City, FL is in USDA hardiness zone 9a (2023 USDA Plant Hardiness Zone Map). Zones come from the average coldest winter temperature, so they tell you which perennials survive the winter; the frost dates on this page tell you when to plant.

When should I start tomatoes indoors in Panama City, FL?

Start tomatoes indoors Jan 22 and plant out Mar 12 in Panama City. The planner uses the local median last frost and this crop's indoor-start and transplant offsets.

How many plantings of lettuce fit in Panama City?

Two: plant Jan 29 and again by Oct 9; both mature before Dec 7.

When do I plant garlic in Panama City?

Nov 30 to Dec 21; it overwinters and is ready the following summer.

Can I get two tomato crops in Panama City?

Yes: plant out Mar 12 for a summer crop, and set out a second round of transplants by Jul 31 for a fall crop.

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